Thursday, November 26, 2009

East coast Peninsular Malaysia will 2nd flood on 29-30 Nov 2009


For many years, I have been monitoring the changes of wind flow, resultant high waves and rain for Malaysian region /other areas (overseas) of interest.


On first week of Nov 2009, A strong NE monsoon surge coupled with a incoming 'weather system'. brought heavy rainfall (and resultant flood) to the NE coast and Kedah/Perlis.

On 21-23rd Nov 2009, a weather system ('low pressure' which was advised by Guan Typhon Centre as a possibility to develop into a more severe weather system) developed in-situ off the east coast of Peninsular Malaysia, and brought heavy rain again to east coast states. This pressure system was advised by the Malaysian Weather Department to hit the land of east coast to result to more rain /thus flood , but I preferred movement away (to East towards central South China Sea) from Peninsular Malaysia. Indeed, this weather pattern moved away to East and We in Peninsular Malaysia has beautiful sunshine from 25/11/09 (and relatively calm sea for fishermen to get their catch).

Alas, this weather system is now making a U-turn tn head back towards Peninsular to bring strong winds, high waves and heavy rain again (and thus flood to east coast states) by 29-30 Nov 2009.

I attach a image of the path of this weather system (a 'low pressure')

Monday, November 23, 2009

Police's resources should be used diligently by its men

What is the purpose of police patrol cars? They enable mobility of policement to deter crimes, right? Between 10am till 1pm on Sunday 22/11/09, 3 patrol cars parked by the road between Kesas Highway and OUG. The men put cones to narrow passge to one lane- few of them checked on motocylists (mostly) and motorists, while one stood to direct traffic. Their action did not look an 'operation', more adhoc type. Even if they intend to deter crime, why 3 patrol cars parked at same spot, back-to-back at this spot? These men wasted expensive and useful assets to deter crime in OUG and surrounding areas!

Sunday, November 22, 2009

Check your medical insurance policy and the underwriter

BEWARE of your medical insurance policy!
I have been renewing a family medical insurance (with Sihat Rakyat (SR) / Jerneh Insurance JI) for the last 4 years (annual renewal). I first bought this insurance when I was working as a contract staff with a company where I was introduced by other contractor staff to the agent who was selling the medical insurance. The man introduced himself as an agent of SR and my collegues had expressed satisfaction using the insurance policy. The agent /colleagues told me that SR is an appointed agent of JI and this huge company will take care of my medical needs. I checked with JI to confirm SR is its agent to sell the medical insuarance. I then signed up and later received a medial card cum policy from JI. The logo and name of JI appeared prominantly on the medical card and policy document. I have called JI which confirmed the validity of the policy number on the card and document.
In the past few years, I have used the medical card for my wife and daughter at private hospitals. Each time, Jerneh Insurance guaranteed the payment, and thus I have been very happy with the medical insurance of SR and JI.

Alas, this October 2009, I receievd a letter from JI that upon the expiray of the policy on 01/01/2010, JI shall NO LONGER support (or underwrite ) the same medical policy of its agent SR. I was thus confused, and made inquiry with both JI and SR. The representative at JI replied that its own discretion of underwriting the risk of its agent (in this case, it decided NOT to continue to underwrite the agent's medical policy), while SR said it could not do anything with JI. Then I became more confused as JI has acknowledged SR as its agent to sell its (JI) policy and thus undetaking the risk of JI policy sold by SR, but now by refusing to underwrite, JI had effectively cancelled its own JI medical policy (and been sold by SR) to the public

I am now retired and this is the time when I/my wife require medical coverage. By refusing to continue to underwrite the same medical policy of its agent SR, we cannot get the medical coverage which will impose extra loading (for senior citizens) as well as restriction on existing medcial conditions.